Researching credit repair services is no easy task. Comparing the quality of services offered by two credit repair companies is no picnic to begin with and then when you consider the fact that a small percentage of people know much about credit improvement in the first place, it is understandable why so many people have a difficult time making an educated choice about which company to sign up with.
Combine this with the hoards of bad information floating around about credit repair companies and the choice of which service to chose becomes even more confusing. Now it's not just about narrowing down a company, there is the added element of deciding whether to sign up with a credit repair company at all. So afraid of getting duped by a credit repair scam, many consumers opt to do nothing about their poor credit.
But for those who do realize that the good credit repair companies truly are able to help people, something that any of the many people who have successfully repaired their credit reports with the assistance of a credit repair service can attest to, the sole challenge becomes figuring out out which company to trust. Naturally, each credit repair company touts itself as being the best choice so, trying to get unbiased information to base their decision off of, many look to credit repair review websites as well as sites featuring company complaints.
This seems like a good practice, but as you may have noticed, rarely are these reviews sites unbiased. Websites like CreditRepairReviews.net and CreditRepairCompanyReview.com are most likely owned and operated by the same companies they endorse, and sites like TopConsumerReviews.com and BlemishFreeCredit.com are owned by affiliates of the companies they have reviewed so if you click through the links on their site and sign up with one of the credit repair services they have listed, they will get paid for the sale. Now, this is not to say that the
reviews on these types of sites have no value, but you need to remember that they are probably weighted towards whichever affiliate offer pays out the best.
And this bias doesn't only apply to reviews sites that have good things to say. You also need to consider the origin of complaints on sites such as RipOffReport and the BBB. Sometimes these complaints come from competing companies, disgruntled customers who misrepresent the facts, or potentially from the website operators themselves. RipOffReport, probably the biggest name in whistle blowing on the internet, has been accused multiple times of listing inaccurate or embellished negative information about companies which for them is a very lucrative business model since they have charged companies $50,000 or more to clean up these damaging listings.
So instead of relying on what may be false credit repair reviews, it is worth the effort to education yourself about the services
credit repair companies provide. Then, set aside an afternoon to call a few
credit repair companies so you can get a feel for how responsive they are and how professionally they handle themselves.